`src/app/terms/page.tsx`

52 lines
export const metadata = {
  title: 'Terms of Service - StudentLoanTracker',
};

export default function TermsPage() {
  return (
    <div className="max-w-3xl mx-auto px-4 sm:px-6 lg:px-8 py-12">
      <h1 className="text-3xl font-bold mb-6">Terms of Service</h1>

      <div className="prose prose-gray max-w-none space-y-6 text-gray-700 leading-relaxed">
        <p>
          <strong>Effective Date:</strong> March 25, 2026
        </p>

        <h2 className="text-xl font-semibold text-gray-900 mt-8">1. Acceptance of Terms</h2>
        <p>
          By accessing or using StudentLoanTracker, you agree to be bound by these Terms
          of Service. If you do not agree, do not use the service.
        </p>

        <h2 className="text-xl font-semibold text-gray-900 mt-8">2. Description of Service</h2>
        <p>
          StudentLoanTracker provides free tools for student loan repayment estimation,
          PSLF progress tracking, servicer information, and summer aid planning. These
          tools provide estimates only and are not substitutes for official guidance from
          your loan servicer or the U.S. Department of Education.
        </p>

        <h2 className="text-xl font-semibold text-gray-900 mt-8">3. No Financial Advice</h2>
        <p>
          This service does not provide financial, legal, or tax advice. All calculations
          are estimates. Consult a qualified professional for personalized guidance.
        </p>

        <h2 className="text-xl font-semibold text-gray-900 mt-8">4. User Accounts</h2>
        <p>
          Guest mode requires no account and stores no data. Optional accounts allow data
          persistence. You are responsible for maintaining the security of your account
          credentials.
        </p>

        <h2 className="text-xl font-semibold text-gray-900 mt-8">5. Limitation of Liability</h2>
        <p>
          StudentLoanTracker is provided &quot;as is&quot; without warranty. We are not liable for
          any damages arising from the use of calculations, estimates, or information
          provided by this service.
        </p>
      </div>
    </div>
  );
}