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test/sample-servicer-statement.txt

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MOHELA
633 Spirit Drive
Chesterfield, MO 63005
1-888-866-4352
www.mohela.com


ACCOUNT STATEMENT
Statement Date: August 1, 2025
Account Number: MHLA-7731049
Payment Due Date: September 1, 2025


BORROWER INFORMATION
------------------------------------------------------------
Name:          Alex R. Martinez
Address:       4412 Pinecrest Ave
               Portland, OR 97201
SSN:           XXX-XX-1049
Email:         alex.martinez@email.com
Phone:         (503) 387-1049


PAYMENT SUMMARY
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Total Amount Due:                              $433.00
Payment Due Date:                    September 1, 2025
Current Repayment Plan:       Income-Based Repayment (IBR)
  (Loans 1-4)
Current Repayment Plan:              Standard Repayment
  (Loans 5-6)

  To avoid late fees, pay by September 1, 2025.
  Autopay is NOT currently enrolled for this account.


LOAN DETAIL
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Loan 1 of 6
  Loan Type:               Direct Subsidized Loan
  Original Principal:                    $3,500.00
  Disbursement Date(s):       08/20/2018, 01/15/2019
  School:                      University of Oregon
  Interest Rate:                             5.05%
  Repayment Plan:     Income-Based Repayment (IBR)
  Current Principal Balance:            $3,112.44
  Accrued Interest:                       $287.11
  Outstanding Balance:                  $3,399.55
  Payment Amount Due:                      $46.75
  Next Payment Due:             September 1, 2025
  Last Payment Received:           $46.75 on 08/01/2025

Loan 2 of 6
  Loan Type:               Direct Subsidized Loan
  Original Principal:                    $4,500.00
  Disbursement Date(s):       08/25/2020, 01/20/2021
  School:              Portland State University
  Interest Rate:                             2.75%
  Repayment Plan:     Income-Based Repayment (IBR)
  Current Principal Balance:            $4,108.00
  Accrued Interest:                       $378.22
  Outstanding Balance:                  $4,486.22
  Payment Amount Due:                      $46.75
  Next Payment Due:             September 1, 2025
  Last Payment Received:           $46.75 on 08/01/2025

Loan 3 of 6
  Loan Type:             Direct Unsubsidized Loan
  Original Principal:                    $6,000.00
  Disbursement Date(s):       08/20/2018, 01/15/2019
  School:                      University of Oregon
  Interest Rate:                             5.05%
  Repayment Plan:     Income-Based Repayment (IBR)
  Current Principal Balance:            $5,844.17
  Accrued Interest:                       $703.22
  Outstanding Balance:                  $6,547.39
  Payment Amount Due:                      $46.75
  Next Payment Due:             September 1, 2025
  Last Payment Received:           $46.75 on 08/01/2025

Loan 4 of 6
  Loan Type:             Direct Unsubsidized Loan
  Original Principal:                    $8,000.00
  Disbursement Date(s):       08/25/2020, 01/20/2021
  School:              Portland State University
  Interest Rate:                             2.75%
  Repayment Plan:     Income-Based Repayment (IBR)
  Current Principal Balance:            $8,366.91
  Accrued Interest:                       $940.69
  Outstanding Balance:                  $9,307.60
  Payment Amount Due:                      $46.75
  Next Payment Due:             September 1, 2025
  Last Payment Received:           $46.75 on 08/01/2025

Loan 5 of 6
  Loan Type:              Direct PLUS Loan (Grad)
  Original Principal:                   $20,500.00
  Disbursement Date(s):       08/25/2021, 01/18/2022
  School:              Portland State University
  Interest Rate:                             6.54%
  Repayment Plan:              Standard Repayment
  Current Principal Balance:           $21,804.33
  Accrued Interest:                     $1,894.17
  Outstanding Balance:                 $23,698.50
  Payment Amount Due:                     $123.00
  Next Payment Due:             September 1, 2025
  Last Payment Received:          $123.00 on 08/01/2025

Loan 6 of 6
  Loan Type:              Direct PLUS Loan (Grad)
  Original Principal:                   $21,500.00
  Disbursement Date(s):       08/22/2022, 01/19/2023
  School:              Portland State University
  Interest Rate:                             7.54%
  Repayment Plan:              Standard Repayment
  Current Principal Balance:           $20,303.67
  Accrued Interest:                     $1,526.83
  Outstanding Balance:                 $21,830.50
  Payment Amount Due:                     $123.00
  Next Payment Due:             September 1, 2025
  Last Payment Received:          $123.00 on 08/01/2025


ACCOUNT TOTALS
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  Total Principal Balance:                $63,539.52
  Total Accrued Interest:                  $5,730.24
  Total Outstanding Balance:             $69,269.76
  Total Amount Due September 1, 2025:       $433.00


INTEREST RATE SUMMARY
------------------------------------------------------------
  Loan                    Rate    Plan
  ----------------------------------------------------
  Sub. Loan (UO 2018)     5.05%   IBR
  Sub. Loan (PSU 2020)    2.75%   IBR
  Unsub. Loan (UO 2018)   5.05%   IBR
  Unsub. Loan (PSU 2020)  2.75%   IBR
  PLUS Loan (PSU 2021)    6.54%   Standard
  PLUS Loan (PSU 2022)    7.54%   Standard


RECENT PAYMENT HISTORY
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  Date          Amount      Principal    Interest    Balance
  08/01/2025    $433.00      $246.22      $186.78   $63,539.52
  07/01/2025    $433.00      $241.09      $191.91   $63,785.74
  06/01/2025    $433.00      $238.77      $194.23   $64,026.83
  05/01/2025    $433.00      $236.44      $196.56   $64,265.60
  04/01/2025    $433.00      $234.11      $198.89   $64,502.04


IMPORTANT NOTICES
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  * Interest accruing during IBR may be capitalized upon
    plan change or recertification. Your annual income
    recertification is due by November 15, 2025.

  * Your IBR monthly payment is $187.00 total across
    Loans 1-4, adjusted based on your last certified AGI
    of $54,200 (2024 tax return).

  * To make a payment or manage your account online, visit:
    www.mohela.com or call 1-888-866-4352
    Mon-Fri 7:00am - 9:00pm CT
    Sat 8:00am - 5:00pm CT


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MOHELA | 633 Spirit Drive | Chesterfield, MO 63005
This communication is from a loan servicer. Account Number: MHLA-7731049