`video/narration.json`

27 lines

[
{
"id": "01-home",
"text": "Welcome to Student Loan Tracker, a free platform that helps borrowers understand their repayment options. No account needed. Everything runs in your browser, so your data stays private. From the home page, you can jump into any of our five tools: repayment calculators, loan intake, PSLF tracker, servicer directory, and summer aid planner."
},
{
"id": "02-calculator",
"text": "The repayment calculator lets you compare all federal plans side by side. Enter your loan balance, interest rate, income, family size, and filing status. Click Compare Plans, and you instantly see monthly payments for Standard, SAVE, IBR, PAYE, and ICR. The SAVE plan is often the lowest at just 41 dollars a month for a 35 thousand dollar balance. The tool also shows total cost, forgiveness amounts, and timelines for each plan."
},
{
"id": "03-pslf",
"text": "The PSLF Progress Tracker features a visual thermometer countdown showing exactly where you stand on the path to 120 qualifying payments. In this example, 48 payments are complete, with 72 remaining, about 6 years away. After clicking Calculate, you see your monthly payment on the SAVE plan is just 82 dollars, and a full 60 thousand dollars would be forgiven tax-free. The bar chart compares monthly costs across all eligible plans."
},
{
"id": "04-loans",
"text": "The loan intake page accepts any student loan document. Drag and drop a Student Aid dot gov text export, a CSV file, a PDF servicer statement, or an employment certification form. Our file intelligence engine auto-detects the document type and extracts your loan data, entirely in the browser. Nothing is uploaded to any server. You can also enter loans manually if you prefer."
},
{
"id": "05-servicers",
"text": "The servicer directory lists all official federal loan servicers with verified phone numbers and websites. Each card shows an Official badge and a last-verified date. You can search by name, and there's a prominent scam warning section reminding borrowers that they never need to pay for free federal services like consolidation or IDR applications."
},
{
"id": "06-summer",
"text": "The summer aid planner generates a personalized checklist based on your session start date and enrollment intensity. It shows exactly what forms to submit and by when. The enrollment impact panel explains how dropping below half-time affects your financial aid and loan grace period. Check off items as you complete them. All dates are calculated automatically from your session start date."
}
]