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<div class="hero__eyebrow">Articles · Videos · Whitepapers</div>
<h1 class="hero__title">Research, in <em>plain English</em>.</h1>
<p class="hero__sub">
Most of what's published about markets is noise. The investment team writes for clients —
not for clicks — and is happy to share the work publicly. Below: a curated archive of the
firm's recent letters, explainer videos, and research notes.
</p>
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<div class="section__eyebrow">Featured · April 2026</div>
<h2 class="section__title">37% Risk · 63% Reward.</h2>
<p class="section__lead">
Is the US stock market in a bubble? Yes and no. Justin McNichols, CFA, on what's actually
rich, what's actually fair, and where the firm is positioning the next dollar.
</p>
<a href="reports.html" class="btn">Read the full library →</a>
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<div class="section__eyebrow">Recent</div>
<h2 class="section__title">From the desk.</h2>
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<div class="news-card__date">APR 17, 2026 · QUARTERLY LETTER</div>
<h3 class="news-card__title">Quarterly Wealth Report — April 2026</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
With all of the negativity surrounding the Iran conflict, there is actually a positive
side effect. The investment team examines what the headlines miss.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By Justin McNichols, CFA</p>
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</article>
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<div class="news-card__date">FEB 26, 2026 · VIDEO · 10 min</div>
<h3 class="news-card__title">Earnings Releases Decoded</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
Ever wonder how a single quarterly update from a publicly traded company can shift the
entire market? Jay Skaalen, CFA, CFP®, breaks down the mechanics of earnings season.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By Jay Skaalen, CFA, CFP®</p>
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</article>
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<div class="news-card__date">JAN 22, 2026 · QUARTERLY LETTER</div>
<h3 class="news-card__title">Your 2026 Markets Calendar — From Calm to Chaos and Back</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
As 2026 sees potentially higher volatility, the team presents a year-ahead calendar
of expected catalysts, ranges, and the actions clients should — and should not — take.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By the OPCM Investment Team</p>
</div>
</article>
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<div class="news-card__date">OCT 31, 2025 · QUARTERLY LETTER</div>
<h3 class="news-card__title">37% Risk, 63% Reward — Is the US Stock Market in a Bubble?</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
Is the US stock market in a bubble? Yes and no. Justin McNichols, CFA, dissects the
concentration of risk in the Magnificent Seven and the broader market behind them.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By Justin McNichols, CFA</p>
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<div class="news-card__date">OCT 24, 2025 · CHECKLIST</div>
<h3 class="news-card__title">Year-End Wealth Planning Checklist</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
With ~10 weeks remaining in the year, now is the time to organize your finances.
The team's annual checklist: Roth conversions, harvesting, gifting, RMDs, charitable
bunching.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By the OPCM Wealth Planning Team</p>
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<div class="news-card__date">JUL 29, 2025 · QUARTERLY LETTER</div>
<h3 class="news-card__title">Which Fed Mandate Will Win?</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
The Federal Reserve has two mandates: maximum employment and price stability. The team
examines which one will win in 2025–2026 — and how to position for the answer.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By the OPCM Investment Team</p>
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</article>
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<div class="news-card__date">MAY 6, 2025 · QUARTERLY LETTER</div>
<h3 class="news-card__title">You Just Bought Amazon?</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
Amazon went from overvalued with strong fundamentals to a portfolio holding in three
short months. The team explains how the firm's valuation framework caught the move.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By the OPCM Investment Team</p>
</div>
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<div class="news-card__date">APR 5, 2025 · COMMENTARY</div>
<h3 class="news-card__title">Osborne Partners' Thoughts on the Tariff Panic</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
With markets down nearly 20% on tariff news, the investment team explains why a bucket
approach — not a panic-sell — is the right response.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By the OPCM Investment Team</p>
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</article>
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<div class="news-card__date">FEB 21, 2025 · VIDEO · 10 min</div>
<h3 class="news-card__title">Artificial Intelligence: Challenges and Opportunities</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
AI has been a popular topic in the media, but where are the actual investment
opportunities? Jay Skaalen walks through the layers of the AI economy.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By Jay Skaalen, CFA, CFP®</p>
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<div class="news-card__date">FEB 7, 2025 · VIDEO · 10 min</div>
<h3 class="news-card__title">Why Own Foreign Equities?</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
Most investors have little interest in foreign equities. Justin McNichols, CFA,
explains why several of the firm's most respected positions are domiciled abroad.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By Justin McNichols, CFA</p>
</div>
</article>
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<div class="news-card__date">JAN 26, 2025 · WHITEPAPER</div>
<h3 class="news-card__title">Risks, Trends, Technology, and Resolutions</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
The team enters 2025 with risks (stock-index concentrations), trends (normalization
of interest rates and inflation), and life-altering technology (AI). Predictions and
positioning for the year ahead.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By the OPCM Investment Team</p>
</div>
</article>
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<div class="news-card__date">JAN 5, 2025 · WHITEPAPER</div>
<h3 class="news-card__title">U.S. Stocks: Highest Risk and Most Opportunities in Decades</h3>
<p style="margin-top:8px;color:var(--ink-soft);font-size:14px;line-height:1.6">
While 2024 looked like a strong year for US equities, performance was driven by a
handful of names — and nearly half of all stocks posted negative returns. A study in
concentration risk and selective opportunity.
</p>
<p style="margin-top:12px;font-size:12px;color:var(--ink-mute)">By the OPCM Investment Team</p>
</div>
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